Unlock your business potential with DMS™

01

DMS™ Decision Management Suite

Automate any decision that a human can mathematically model.

• Visual data model and decision logic
• Segmentation, scoring and value setting
• One-click API publishing and version control

02

DMS™ Digital Lending

A complete online lending journey with the decision engine built in.

• 100% automation — credit bureau, salary sources and core banking integrated, no paperwork
• Credit scoring engine to underwrite and modify lending policy
• Web, iOS and Android borrower applications

03

DMS™ LOS

Loan origination that adapts to your process.

• Configurable application stages and approvals
• Shared decision logic with the suite
• Full case history for audit and review

04

Credit Scoring

Scoring and segmentation strategies for financial institutions and fintechs.

• Build and iterate scorecards without redeploying software
• Test new policy against existing portfolios
• Explainable results for regulators and risk committees

05

DMS™ UpSales

Automated marketing for financial institutions, particularly banks.

• Trigger offers from the same customer data as credit decisions
• Segment audiences with the platform's rule engine
• Measure and adjust campaigns continuously

06

Startup Scoring Platform

A SaaS solution for venture capitalists, family offices and angel investors.

• Application form that replaces email and manual collection
• Admin panel to view, filter by score and pre-screen
• Scoring engine reflecting your own investment criteria

07

DMS™ Integration Platform

An iPaaS layer that streamlines data connectivity across systems.

• Connect external data providers and core systems
• Normalise data before it reaches a decision
• Reuse connections across every DMS product